Replacement Courtesy Vehicle
We recommend you protect to avoid the inconvenience of a theft or fault claim where your vehicle is a total loss, with Theft Protect.
What is Theft Protect?
Theft Protect is a UK insurance policy for both private cars, motorcycles and commercial vehicles, providing a replacement vehicle for up to 28 days in the event of yours being stolen and with the escalating number of vehicles on UK roads, there is an increased possibility that you will be involved in a road traffic accident at some time or another. Whilst there are replacement vehicle schemes available to assist if you were not at fault for the accident and your vehicle is repairable, it is a sad fact that there are very few facilities available to assist the motorist at fault for the accident whose vehicle is written off as a result.
Theft Protect can be taken out for 14, 21 or 28 days depending on your requirement.
We are delighted to also include Fault Accident Write-Off Insurance, protecting you in the unhappy event of your vehicle being written off following an accident where you were at fault. (Motorcycles are excluded from this section but are covered for theft claims).
Why do I need cover?
"In the vast majority of cases, NO courtesy car will be provided whilst your vehicle remains un-recovered (typically 10-14 days) and NOT provided when your vehicle is written off." A little known fact is that only a small percentage of insurance companies cover this protection, leaving the vast majority of the 30 million UK motorists exposed should their vehicle be stolen, plus would you cope if you were involved in an accident that was your fault and your vehicle was written off?
- FACT: There are currently over 30 million vehicles in use on UK roads
Source : The Society of Motor Manufacturers an Traders "Motor Industry Facts 2007" - FACT: A road traffic accident was reported to insurers every 10 seconds in the UK in 2006
Source : The ABI Statistics Office (Over 3 million road accident reported). - MYTH: Every "At Fault Accident" customer who has their vehicle written off will be provided a replacement vehicle by their insurance company.
- FACT: It is remarkable that only a small number of insurance companies offer any kind of solution, leaving the vast majority of the 30 million UK motorists exposed.
- MYTH: But surely I will get a courtesy vehicle?
FACT: No courtesy vehicle will be provided if you were at fault for the accident and your vehicle is written off
What do I get?
According to your vehicle and the group it falls into, Theft Protect provides you with a replacement vehicle. One quick phone call to the helpline and you will soon be able to get on with your everyday activities with the minimum of fuss. All our clients receive an insurance certificate displaying all your policy details (which should be kept in a safe place). Due to the diversity of vehicles on the road, we allow you to take out a policy to keep a synergy with your current vehicle.
Cover is available for
Class of Vehicle (Cars)
- CLASS A: Nissan Micra (or similar)
- CLASS B: Vauxhall Corsa (or similar)
- CLASS C: Ford Focus (or similar)
- CLASS D: Vauxhall Vectra (or similar)
- CLASS MMPV: Vauxhall Zafira (or similar)
- CLASS MPV: Seat Alhambra (or similar)
- CLASS S4: Nissan X-trail (or similar)
- CLASS L4: Mercedes M Class(or similar)
- CLASS SP: Mercedes C Class (or similar)
- CLASS LP: Jaguar S Type (or similar)
Class of Vehicle (Vans)
- CLASS CV1: Astra Van (or similar)
- CLASS CV2: Short Wheel Base Transit (or similar)
- CLASS CV3: Long Wheel Base Transit (or similar)
Class of Vehicle (Motorcycles)
- CLASS MC1: Piaggio Zip (or similar)
- CLASS MC2: Honda CB600 (or similar)
- CLASS MC3: Honda VFR800F (or similar)
For a small annual premium *, you could be mobile again with the minimum of fuss should the unhappy event occur, giving you the avoidance of inconvenience that having no vehicle brings.
* Option to purchase for up to 5 years cover for a one-off payment avoiding annual reminders
To receive a quotation or discuss your enquiry, please complete our Quotation Request Form or call us on 01379 643444 for one of our advisers to discuss your enquiry.


